Eighty percent of Americans agree they would benefit from having basic financial education and information

Welcome to our personal finance research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click here and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

What Really Drives Insurance Costs?

Is it the 'evil', 'profiteering', 'cold' insurance companies?  Or are there truly other cost drivers such as inflation, over-use of care, chronic health problems and unnecessary treatments?

Click to read paper from United Healthcare